For many kids, a puppy is at the top of the "Mommy, I want" list. But before snapping up the first Fido they spot, shoppers should keep in mind the many factors that go into selecting a dog — including long-term costs of ownership. While the cheapest choice is a mutt from a shelter (and saving a pup’s life is certainly priceless), some may prefer to pick a specific breed based on size or ease of care. One way to do that for a bargain price: Ask the local shelter if any dogs waiting for homes have one of these 10 budget breeds in their genes.

Rat Terrier2 / 11
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The short hair on this cutie means very little grooming is needed, other than an occasional washing and brushing. With most rat terriers weighing about 35 pounds and growing no taller than 2 feet high, food costs are reasonable. Breeder fees can be as low as $200, which is on par with the cost of getting a dog from a shelter, but expect to pay between $400 and $600. While the breed is not as susceptible to the genetic health problems usually found in other small breeds, be aware that smaller rat terriers are prone to hip dysplasia.

Toy Fox Terrier3 / 11
Beagle4 / 11
Chihuahua5 / 11


While this breed can be pricey when purchased from a breeder (between $200 and $1,000), Chihuahuas account for up to 60 percent of the shelter dogs in some parts of California. In some cases they’re shipped out of state by rescue organizations, so be sure to check the shelter near you. This pint-size pup is considered a healthy breed, and the short coat and small size mean lower costs for grooming and feeding, as well.

Australian Cattle Dog6 / 11


While this breed has a somewhat shaggier coat than others on this list, only occasional baths and brushing are needed to keep this working dog looking neat. An average weight of 35 pounds means the Australian cattle dog isn’t going to require huge orders of kibble. This dog presents relatively few health issues, but don’t expect to lounge on the couch — cattle dogs are very active, high-energy animals. Use inexpensive dog toys to keep them occupied.

Labrador Retriever7 / 11


This popular, loving breed has an easygoing temperament, but purebreds can be hard on the wallet — $800 to $3,000 from a breeder — so check a shelter first. A Labrador mix may have lower vet bills, as purebred Labradors are prone to ailments such as hip dysplasia and heart and eye problems. Also note that some members of this breed tend to be hefty eaters and, if not given enough exercise, have a tendency to get fat. But don’t be scared off — these loyal, sweet-natured dogs can lower owners’ stress levels, and that may be priceless

Dachshund8 / 11
James Player/istockphoto
Mini Pinscher9 / 11
English Fox Hound10 / 11

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Basset Hound11 / 11


Sometimes lost time adds up to lost money, and there are a number of breeds that require so much exercise and attention that numerous toys, a dog walker, and doggy daycare can factor heavily into the price. While basset hounds can weigh about 60 pounds at full size and are good eaters, the animals are so low-key that they don’t demand nearly as much in the way of energy-burning accoutrements as some other breeds. This dog also has a short, easy-to-maintain coat.